A car accident insurance claim maybe a person first perform to the world of lawyers and indemnity agents. After the initial shock has worn off the person making a claim should be honest with their insurance agent and should call their agent as quickly as possible, time is of the essence both in your reporting and in filing a claim before the filing time limit arrives. Keeping good records of what happen, the indemnity policy details of the other person, the names and phone numbers of witnesses and of your fixed cost as they relate to your claim. When talking to the other driver and his insurance agent relate the facts as you see them do not express an opinion and do not admit fault. Your own insurance will make an offer of completion that should not be viewed as the final offer by getting your ojwn estimates you can counter.